Woman: And how long have you been drinking?
Man: About 20 years, I suppose
Woman: So a beer costs $5 and you have 3 beers a day which puts your spending each month at $450.
In one year, it would be approximately $5,400 …correct?
Woman: Do you know that if you didn’t drink so much beer, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 20 years, you could have now bought a Ferrari?
20 years puts your spending at $108,000, correct?
Man: Do you drink beer?
Man: Where’s your Ferrari?